Know About The 4 Different Types Of Insurance On Rental Car Covers

online rental car insurance Loss/Collision Damage Waiver

It is also known as LDW or CDW coverage and grants financial protection to driver if rental car gets vandalized, stolen or damaged in an accident.

car insurance rental Liability Coverage

It is popularly known as “Supplemental Liability Insurance” or SLI. This kind of rental insurance protects driver when a rental vehicle meets with an accident causing bodily injuries to fellow passengers or other persons.

Personal Accident Insurance Cover

Personal Accident Insurance (PAI) pays expenses for costs incurred on medical services, hospital treatments for bodily injuries by rental car driver and all fellow passengers.

Personal Effects Insurance Coverage

This type of car rental insurance coverage feature pays costs for theft of or damages caused to driver’s personal items in rental car for whatsoever reason.

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Why Buy A Car Insurance Rental Coverage With Collision Damage Waiver?

It could be vital to buy car rental insurance coverage since there is always a distinct possibility of the vehicle meeting with an accident or its getting stolen. In such situations, huge unexpected bills from rental companies can wreak havoc on the driver’s finances. But when you as a driver of rental car, have insurance coverage, the waiver could be liable to pay expenses on rental car repairs or even replacement of its parts. In addition, there is a likelihood that the rental car company may hold you responsible for dents on the hired car despite you not being.


Damages to rental car could be due to several different reasons. They can be the outcome of your parking it, the vehicle getting stolen from a parking lot or an agent’s failure to underwrite pre-existing condition. These kinds of occurrences are common at airport terminals where damages could be of a serious nature. In such circumstances, if you have purchased a collision waiver damage coverage feature, it might come to your rescue. The CDW cover will pay off costs for damages resulting on account of any reason and thus, you can enjoy complete peace of mind when driving rental car.

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